Preheat your oven to 375°F (190°C).
In a mixing bowl, combine the cream cheese and shredded cheddar cheese.
Add the hot pepper jelly, garlic powder, and black pepper to the cheese mixture.
Scoop the cheese mixture and form it into small balls.
Roll each cheese ball in the crushed crackers to coat.
Place the coated cheese bites on a baking sheet lined with parchment paper.
Bake in the preheated oven for 15-20 minutes or until golden brown.
Remove from the oven and let cool for a few minutes before serving.
Garnish with fresh herbs if desired, and serve warm.